March 13, 2025

Storm Damage Roof Repair: What Business Owners Must Do After Severe Weather

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The weather in Michigan can be unpredictable, and when severe storms roll through, business owners are often left dealing with the aftermath. Heavy winds, hail, and torrential rain can wreak havoc on your roof, leaving your property vulnerable to leaks, structural damage, and costly repairs.

So, what should you do when your business's roof takes a hit from extreme weather? Taking the right steps immediately after the storm can save you money, prevent further damage, and ensure your business remains operational.

In this guide, we’ll break down exactly what business owners need to do following storm damage. From assessing the damage to hiring a roofing contractor near you, we’ve got you covered.


First Steps: What to Do Right After the Storm

1. Prioritize Safety

Before anything else, make sure it’s safe to inspect your property. Downed power lines, broken glass, and unstable roofing structures can pose serious hazards. If there’s significant structural damage, wait for professionals to assess the situation before entering the building.


2. Inspect the Roof from the Ground

While you may be tempted to climb up for a closer look, it’s safer to check for visible damage from the ground. Look for:

  • Missing or lifted shingles

  • Dented or cracked roofing materials (especially after hail)

  • Debris accumulation that could cause drainage issues

  • Gutters that appear damaged or detached


3. Document the Damage

Take photos and videos of the damage from multiple angles. These visuals will be invaluable when filing an insurance claim and discussing repairs with a contractor.


4. Cover Immediate Vulnerabilities

If there are visible leaks, use tarps to prevent further water intrusion. A temporary fix can protect your business until professionals arrive for a full assessment.


Filing an Insurance Claim for Storm Damage Repair

Insurance can help cover repair costs, but the claims process can be complex. Here’s how to make sure you get the coverage you deserve:

1. Review Your Policy

Check your commercial property insurance policy to understand what’s covered. Some policies include wind and hail damage, while others may exclude certain types of weather-related destruction.


2. Contact Your Insurance Company Quickly

Most insurance companies have a time limit for reporting damage. Contact them as soon as possible to start the claims process.


3. Work with a Professional Inspector

Your insurance adjuster will assess the damage, but hiring a roofing contractor near you to conduct an independent inspection can help ensure you receive a fair settlement. Contractors often spot damage that insurance adjusters might overlook.


4. Keep Records of Everything

Save all receipts for temporary repairs, keep a copy of your insurance claim, and maintain communication records with your provider. Proper documentation helps ensure a smooth claims process.


Choosing the Right Roofing Contractor for Repairs

After storm damage, choosing the right contractor for storm damage repair is crucial. Here’s what to look for:

1. Experience and Local Reputation

A contractor with years of experience handling storm damage in your area will understand common roofing issues caused by Michigan weather. Check online reviews and ask for references.


2. Licensing and Insurance

Ensure the contractor is licensed, insured, and bonded. This protects you from liability if something goes wrong during repairs.


3. No-Obligation Roof Inspection

A reputable contractor should offer a free roof inspection and provide a detailed report of the damage without pressuring you into an immediate decision.


4. Clear Communication and Written Estimates

Avoid vague pricing. Your contractor should provide a written estimate outlining costs, materials, and the timeline for repairs.


Preventative Measures: How to Protect Your Business in the Future

1. Regular Roof Inspections

Schedule routine inspections at least twice a year to identify weak points before a storm hits. Minor repairs now can prevent major damage later.


2. Keep Gutters and Drains Clear

Clogged gutters cause water to back up, leading to leaks and structural damage. Ensure proper drainage to keep your roof in top shape.


3. Invest in Impact-Resistant Roofing

Consider upgrading to impact-resistant materials that can withstand hail and heavy winds. While the initial cost may be higher, it pays off in reduced damage and longer roof lifespan.


4. Trim Overhanging Branches

Falling branches are a major cause of roof damage during storms. Regularly trimming nearby trees can minimize the risk.


FAQs: Answering Business Owners’ Top Questions

How do I know if my roof has storm damage?

Look for missing or cracked shingles, leaks inside the building, and dented roofing materials. A professional inspection can uncover hidden damage.

Does insurance always cover storm damage?

Not always. Coverage depends on your policy. Some exclude certain weather-related events, so review your policy carefully.

Can I stay open while my roof is being repaired?

In most cases, yes. Many roofing contractors can work around your business hours to minimize disruption.

How long does storm damage repair take?

Minor repairs can take a few hours, while full replacements may take several days. The timeline depends on the extent of the damage and weather conditions.

What if I wait too long to repair my roof?

Delaying repairs can lead to more extensive damage, higher costs, and potential insurance issues. Address storm damage as soon as possible.


Secure Your Business with Storm Master Exteriors

Storm damage can be overwhelming, but you don’t have to handle it alone. At Storm Master Exteriors, we specialize in helping business owners recover quickly and efficiently. Our experienced team offers thorough inspections, expert repairs, and top-quality materials to ensure your roof is storm-ready.

If your business has suffered storm damage, don’t wait—contact us today for a free inspection and get the reliable repairs you need. Protect your investment with professionals who put your business first.




Name, Address, and Phone

Storm Master Exteriors

7870 Webster Rd, Freeland, MI, 48623, US

989-487-3780


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